Your books, closed on time.
In every time zone.
FINOVAY is a remote finance operations firm. We run bookkeeping, payroll and reconciliations for businesses wherever they are — and we close your books by a fixed date every month. In writing. Guaranteed.
Distance isn't why your books are behind.
You fell behind because bookkeeping is the one job that's always urgent tomorrow and never urgent today. That's true in Manchester, and it's true in Dubai.
So the receipts pile up. The bank feed goes unreconciled. And then a deadline lands — HMRC, the FTA, ZATCA, a lender, an investor — and nobody can tell you what the business actually earned last year.
Meanwhile the accountant you're paying has gone quiet again.
The category's defining failure isn't price. It's silence. That's the one we set out to fix.
If we miss it, that month is free.
No caveats. No small print. And note what it doesn't say — it isn't conditional on you sending your records on time. Chasing your paperwork is our job, not yours. If we need something, you hear from us on the 2nd. Not an excuse on the 25th.
Book a 20-minute callGlobally capable. Regionally expert.
The bookkeeping is the same work everywhere. What changes is which deadline is about to hit you — and that is where a generic "global" firm quietly fails you.
United Kingdom
Making Tax Digital is landing. Over £50k since April 2026. Over £30k from April 2027. Over £20k from April 2028. Quarterly digital filing becomes mandatory for hundreds of thousands of sole traders and landlords — most of whom have never used accounting software.
United Arab Emirates
Small Business Relief ends 31 Dec 2026. Every business under AED 3m revenue faces its first genuine 9% Corporate Tax computation for FY2027. E-invoicing follows in 2027. Informal books will not survive either.
Saudi Arabia
ZATCA Wave 24 is live. The SAR 375,000 threshold is the VAT registration threshold — meaning effectively every registered business now needs clearance-model e-invoicing with cryptographic stamping. Spreadsheets cannot do this.
Qatar
No VAT regime. 10% corporate tax on foreign-owned profit. E-invoicing law approved May 2026 — timeline pending.
Bahrain
VAT at 10% — not 5%, a mistake we see constantly. 0% corporate tax for most sectors.
Kuwait
No VAT. A 15% business profits tax is legislated with fuller coverage from 2027.
Oman
VAT at 5%. "Fawtara" e-invoicing phasing in from August 2026.
And everywhere else? We run books for businesses anywhere in the world — the work is identical wherever you sit. What we won't do is pretend to be an expert in a tax code we haven't studied. Outside the UK and GCC we keep your records clean, closed and reconciled, and work alongside a locally licensed accountant for the filing. We'll tell you plainly which of those two things you're getting.
Which deadline is coming for you?
Three of the biggest compliance shifts in a generation are landing across our two core markets between now and 2028 — and most of the businesses affected haven't heard of them yet.
Pick your country, enter a number, and find out in twenty seconds whether one of them has your name on it.
See the full compliance calendarCompliance checker
UK, UAE and Saudi Arabia. Free, instant, no email required.
UK: gross turnover + gross rent, before expenses. UAE/KSA: total revenue.
A finance function, run as a process
Not a favour we get to when we can.
Bookkeeping
Every transaction coded, categorised and reconciled. Closed by a fixed date, every month, in any currency.
From £95/monthPayroll
Payslips, statutory filings prepared, pension and end-of-service schedules. Your team paid correctly, on time.
From £25/monthReconciliations
Bank, customer, supplier and intercompany. Multi-currency and multi-entity. Everything ties, every month.
Included in every planVAT & Tax Support
UK VAT, UAE VAT and Corporate Tax, KSA VAT. We prepare and reconcile the figures; you review and submit.
From £45/monthCloud Accounting Setup
Xero or QuickBooks, configured properly. Chart of accounts, bank feeds, e-invoicing integrations, migration.
From £350 one-offCatch-Up Bookkeeping
Months or years behind? We'll bring you current, reconcile everything, and get you compliant. Fixed quote in 24 hours.
From £120 per month of backlogThree steps. Two weeks. Then it just runs.
A 20-minute call
You tell us where you are: what software you use, which jurisdiction you file in, how far behind you are. We tell you honestly whether we can help — and exactly what it costs, in your currency.
We take it over
We set up or clean up your Xero or QuickBooks, connect your bank feeds, and build a chart of accounts that reflects your business and your local reporting requirements. If you're behind, we catch you up first.
Your books close on the 10th
Every month, in every time zone. Management pack delivered, reconciliations tied, queries flagged. If something looks wrong, you hear from us — not the other way round.
Published prices. In your currency.
Most firms — especially in the Gulf — make you get on a call to find out what they charge. We think that's a red flag. So here are our prices.
- Monthly bookkeeping
- Bank reconciliation
- Close-date guarantee
- Supplier & customer recs
- Management pack
- VAT/tax figures prepared
- Monthly bookkeeping
- Bank reconciliation
- Close-date guarantee
- Supplier & customer recs
- Management pack
- VAT/tax figures prepared
- Everything in Growth
- Payroll (up to 5 people)
- Named account manager
- Quarterly review call
Prices in GBP, excluding VAT. Billed monthly by direct debit.
Questions we get asked
For the bookkeeping itself, no — cloud accounting made physical proximity irrelevant, which is why half of UK mid-tier practices already offshore some of their work. What does matter is who files your returns, and under whose licence. In the UK and the GCC we know exactly where that line sits and we'll tell you. Elsewhere, we work alongside a locally licensed accountant. What we won't do is pretend the line doesn't exist.
Any. We handle multi-currency bookkeeping and reconciliation as standard — FX gains and losses posted correctly, not swept into a suspense account. We invoice in GBP, USD, AED or SAR, at a rate fixed in your engagement letter, so it never moves after you've signed.
Usually within two weeks. If you're behind, we'll agree a catch-up plan first and quote it as a fixed fee before we start any work.
That's one of the most common reasons people call us, and it's entirely fixable. We've taken on businesses several years behind with nothing but bank statements. Send them over and we'll give you a fixed quote within 24 hours. No judgment, no lecture.
No — and we'll be straightforward about why. FINOVAY provides bookkeeping, payroll and finance operations. Filing statutory accounts or tax returns requires a local practising certificate or licence. Those filings should be made by someone who holds the right credential. What we do is hand them books that are already clean, reconciled and closed, which usually makes their job faster and their fee lower. If you don't have someone, we'll introduce you — and we take no commission for it.
Our team works remotely, and you'll be told exactly who is on your account — the same people every month. Encrypted cloud storage, access controls, signed NDAs with every team member, GDPR compliance, and a written data processing agreement. Your data stays yours, and you can take it with you whenever you want.
Let's find out if we can help.
Twenty minutes. No pitch, no pressure, no time-zone excuses. You tell us where you are — literally and financially — and we'll tell you honestly whether we're the right fit. If we're not, we'll tell you who is.
Book a 20-minute callOr email hello@finovay.com — we reply within one working day.